Full-Service Ecosystem
Affordable Servicing & Infrastructure
Compete head-on with big banks through managed infrastructure and robust credit products.
THE CARD ISSUING PROBLEM
Setup & Operations are High-Cost, High-Risk
The cost to set up and maintain a secure credit card program is between $2-3 million per year, which is why many small to mid-size banks and financial institutions opt-out of the opportunity.
Below is an abbreviated list of all the expenses and risk incurred by a bank that tries to go it alone:
- High Upfront Costs
- High Overhead Costs
- Ongoing Tech & Maintenance Costs
- Expensive Program Expertise Req’d
- Technology Risk
- Complex Rewards Management
- Complex Accounting Systems
- Complex Regulatory Environment
- Strategy Risk
- Target Marketing Risk
- Regulatory Compliance Risk
- Operational Risk
AT PAYNUITY, WE'VE TAKEN CARE OF IT ALL.
The Paynuity Solution
A Fully Managed Ecosystem Solution
Paynuity’s flexible ecosystem provides an affordable, fully managed and low-risk solution that removes all previous barriers to entry.
- Low Overhead
- Low Upfront Costs
- Low Balance Sheet Risk
- ROI-based Issuance Strategy
- ZERO Fraud / Chargeback & Operational Risk
A Full-Service Ecosystem
EMPOWERING YOU FOR THE FUTURE
Optimize your customer payment experience through our unified platform that allows you to instantly adapt to the ever-changing global marketplace.
Managed Underwriting
Model Risk Governance
Fully-Integrated Payment Processing & Reporting
Remittance, Collections & Communications
Rewards Program Management
Regulatory Compliance
Cardholder Support Services
PCI Level 1 & SOX/SSAE Managed Operations
Dedicated IT Management
A Full-Service Ecosystem
EMPOWERING YOU FOR THE FUTURE
Optimize your customer payment experience through our unified platform that allows you to instantly adapt to the ever-changing global marketplace.
Managed Underwriting
Model Risk Governance
Fully-Integrated Payment Processing & Reporting
Remittance, Collections & Communications
Rewards Program Management
Regulatory Compliance
Cardholder Support Services
PCI Level 1 & SOX/SSAE Managed Operations
Dedicated IT Management
OUR TRACK RECORD OF SUCCESS
30B Transactions
processed over the last 10 years
62 Integrations
to Payment Providers/Networks
135+ Currencies
supported globally
1.6M Happy Clients
through unique BIN cards
