Powering the Next Generation of Financial Innovation.
Tailored Solutions with Paynuity
BANKING AS A SERVICE PLATFORM
BANK ACCOUNTS
Provide unique personalized banking experiences and support FDIC-insured bank accounts and digital wallets. Allow customers to establish digital wallets and open checking and savings accounts.
MONEY MOVEMENT
Provide seamless account funding and payments experience with products such as ACH, wires, and instant payments. Give your customers the money movement they need to fit their unique use cases.
CARD PROGRAMS
Offer virtual or physical cards that provide convenience, rewards, personalization, financial wellness, and more. Fully customizable artwork, rewards programs, functionality, and more.
LENDING
Give your customers the ability to borrow on demand. Enable them to pay for purchases and better manage cash flows.
Adaptable and Modular Use Cases
BUILD CUSTOM FINANCIAL PRODUCTS WITH PAYNUITY
Niche financial services for specific verticals.
Financial flexibility and wellness
Payments
Why our Customers Build with Paynuity
Great Financial Products.
- Use a single API to access all the proven, secure components you need to build a banking, waller, payments, or lending prodict.
- Avoid the time and expenses of sourcing and integrating with multiple vendors.
- Innovative omni-channel core has the flexibility to accommodate cutting edge use cases.
Go-to-market Quickly.
- Our development team will guide you through the entire process of building, testing, and implementing your new product.
- Attract investors by testing your product with real money and accounts in our live testing environment
- Our connections and industry experience can help you get a compatible partner bank fast.
Move, Store, and Manage Money within your App.
ACH/RPPS
- Next Day (by 8p EST)
- Same Day (by 3p EST)
- Scheduled
Wire / RTGS
- Domestic (FedWire)
- International (Swift MT/MX)
Bulk Payments
- Template Based with Business Rules
- Bulk ACH
- Bulk Wire
RTP (20022)
- RTP Send/Transmit
- RTP Request for Payment (RPPS)
FBO Accounts
- Custodial accounts hold funds on behalf of your users
FBO-Sub Accounts
- End-user / entity limited deposit accounts.
Deposit Accounts
- Open FDIC insured checking accounts
Virtual Accounts
- Open virtual accounts via API.
*only via participating banks
OFAC Screening
- Screen all users on accounts and individuals/entities on transactions
KYC/KYB
- Verify users via API and validate their identity and documents
Webhoooks
- Keep you informed on all activities on your accounts.
