Full-Service Ecosystem

Affordable Servicing & Infrastructure

Compete head-on with big banks through managed infrastructure and robust credit products.
THE CARD ISSUING PROBLEM

Setup & Operations are High-Cost, High-Risk

The cost to set up and maintain a secure credit card program is between $2-3 million per year, which is why many small to mid-size banks and financial institutions opt-out of the opportunity.

Below is an abbreviated list of all the expenses and risk incurred by a bank that tries to go it alone:

  • High Upfront Costs
  • High Overhead Costs
  • Ongoing Tech & Maintenance Costs
  • Expensive Program Expertise Req’d
  • Technology Risk
  • Complex Rewards Management
  • Complex Accounting Systems
  • Complex Regulatory Environment
  • Strategy Risk
  • Target Marketing Risk
  • Regulatory Compliance Risk
  • Operational Risk

AT PAYNUITY, WE'VE TAKEN CARE OF IT ALL.

The Paynuity Solution

A Fully Managed
Ecosystem Solution

Paynuity’s flexible ecosystem provides an affordable, fully managed and low-risk solution that removes all previous barriers to entry.
  • Low Overhead
  • Low Upfront Costs
  • Low Balance Sheet Risk
  • ROI-based Issuance Strategy
  • ZERO Fraud / Chargeback & Operational Risk

A Full-Service Ecosystem

EMPOWERING YOU
FOR THE FUTURE
Optimize your customer payment experience through our unified platform that allows you to instantly adapt to the ever-changing global marketplace.

Managed Underwriting

Model Risk Governance

Fully-Integrated Payment
Processing & Reporting

Remittance, Collections & Communications

Rewards Program Management

Regulatory Compliance

Cardholder Support Services

PCI Level 1 & SOX/SSAE
Managed Operations

Dedicated IT Management

A Full-Service
Ecosystem

EMPOWERING YOU
FOR THE FUTURE
Optimize your customer payment experience through our unified platform that allows you to instantly adapt to the ever-changing global marketplace.
Managed Underwriting
Model Risk Governance
Fully-Integrated Payment Processing & Reporting
Remittance, Collections & Communications
Rewards Program Management
Regulatory Compliance


Cardholder Support
Services
PCI Level 1 & SOX/SSAE
Managed Operations
Dedicated IT
Management

OUR TRACK RECORD OF SUCCESS

30B
Transactions

processed over the last 10 years

62
Integrations

to Payment Providers/Networks

135+
Currencies

supported globally

1.6M

Happy Clients

through unique BIN cards